I’m buying a house, should I have a survey carried out?

It is not a legal requirement* to have a survey carried out when you purchase a property, but it can provide crucial information about the property’s condition and help you make an informed decision, potentially saving you money and stress down the line.
Why is a survey important:
Identifies potential problems:
A survey can flag up serious problems with the property, such as structural issues, damp, dry rot and other problems such as electrical faults. It can reveal defects that you might have missed and that weren’t obvious during your viewing.
Protects your investment:
By identifying potential problems, a survey can help you avoid costly repairs after you move in. If the survey reveals significant issues, you can use the information to renegotiate the purchase price or ask the seller to address the problems before you purchase the property.
Provides peace of mind:
Knowing the condition of the property before you buy can offer reassurance and help you make a well-informed decision.
Types of Surveys:
Surveys should be carried out by a RICS registered chartered surveyor.
Home Survey Level 1:
This is the most basic survey, previously known as a “Condition Report”. It is suitable for newer homes or those where the buyer has a good understanding of the property’s condition.
Home Survey Level 2:
Previously called a “Home Buyer Report”. This survey provides a general overview of the property’s condition and is suitable for most modern, standard construction properties.
Home Survey Level 3:
The most comprehensive survey report which provides an extensive in-depth analysis of the property’s condition. Choose this survey if you are purchasing a large, older or run-down property or are planning major building works.
So, in short, generally no you do not have to have a survey carried out when purchasing a property*, but we would strongly recommend that you do!
*If you require a mortgage for your purchase, please check with your lender in respect of their requirements.